Terms & conditions

1.    Introduction

These terms and conditions apply to the use of all websites and services defined below owned, operated or provided by Merit Media Int. d.o.o. By using this website, you agree to be bound by these Terms and Conditions each time. If you have any questions regarding the terms and conditions, please contact us. If you do not wish to be bound by the terms and conditions, do not use this website.

2.    Definitions

In these Terms and Conditions:

2.1    references to you are to the visitors or users of the website or the service of the website.
2.2    references to we are to Merit Media Int. d.o.o.
2.3    references  to services are to the supply of online information, publications and data, and any other service relating to the website.
2.4    references to content are to all material, data, information and products on the website provided as part of a service.

3.    Use of the company website

3.1    All content on this website is owned by Merit Media Int. d.o.o. and shall be used for lawful purposes only. The content includes text, graphics, photographs, trademarks, logos, computer code or any other information included but not limited to design and layout.
3.2    You may print or download content from the website for personal, non-commercial or informational use and you shall keep intact all copyright and other proprietry notices.
3.3    Any request for permission to reprint, republish or use any articles from our website for any other purpose should be sent to info@merit-media.com.
3.4    You shall not interfere or disrupt the services or networks connected to the services.
3.5    You shall not transmit any information that is unlawful, threatening, abusive, libellous or invasive of another’s privacy, hateful, or otherwise objectionable.

4.    Amendment of the terms and conditions

We reserve the right to amend these Terms and Conditions without notice from time to time. Such amendments shall be effective immediately upon being posted on the website.

5.    Legal disclaimer and limitations of liability

5.1    In no event shall Merit Media Int. d.o.o., its respective employees or third party content providers be liable for any damages (consequential, incidental, indirect, or similar damages, personal injury, loss of profits, loss of data, business interruption or any other type of commercial damages or losses) arising out of or in connection with the use of this website or its content or products.
5.2    You agree to use the website and any of its content at your sole risk. Neither the company, nor any of their respective employees, agents or thrid party content providers warrant that the website will be uninterrupted or error free; nor do they warrant as to the results that may be obtained from the use of the website or as to the accuracy or reliability of information, service or product provided through the website.
5.3    Under no circumstances shall we be liable for any loss or damage caused by your reliance on information obtained through this website. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content, including but not limited to financial, health or lifestyle information.
5.4    You are advised to consult with your broker or other financial advisor to verify pricing and other information prior to the purchase or sale of any security or investment. Neither we, nor our third party content providers shall be liable for investment decisions based upon the content provided on this website.

6.    Indemnification

You agree to indemnify and hold us, our respective employees and third party content providers harmless, against all costs, damages, claims, liabilities and expenses which may occur by you breaching these Terms and Conditions.

7.    Advertisements, links and third party transactions

7.1    The website may contain links to third party sites or resources. We are not responsible for the availability of these external websites, their resources, any content, products or advertising available on such websites. You should read the terms and conditions of these linked websites, as their policies may differ from ours.
7.2    You may create a link from your website to the home page of this website provided that you contact us by requesting a permission beforehand and do not link to our website any other website containing any material which would be in breach of Clause 3.5.
7.3    This website may contain advertisements for, or an opportunity to purchase third party services or products. The content of these external websites is not controlled by us, therefore we are not responsible for the availability, content or accuracy of these external websites. Any communications or contracts relating to the third party services are exclusively between you and the relevant third party, therefore you agree not to hold us liable for any loss or damage which may incur as the result of such communications or contracts.

8.    Registration and subscriptions

8.1    In order to access certain websites and to receive certain services, you must register with us either as a Registered User or as a Subscriber.
8.2    Certain websites, content and services are available free of charge once you register with us (a Registered User).
8.3    Certain websites, content and services require you to pay the relevant charge for a specified period of time and either a specified number of licensed users or a website licence (a Subscriber).
8.4    Upon registration, you must provide us with accurate and complete information and it is your responsibility to inform us of any changes to that information otherwise you may not be able to use the services or content that you requested.
8.5    You will be given user name and password, as appropriate to for your registration or subscription.
8.6    It is not permitted for any Registered User or Subscriber to share their user name and password; and access through a single user name and password available to multiple users on a network.
8.7    You are responsible for all access and use of the website or service by you or anyone else using any of your user name names and password, as well as preventing unauthorised use of any of your user names and passwords. You must notify us immediately if you suspect there has been a breach of security.
8.8    All licensed users under registrations and/or subscriptions must be employees of your organisation. If a licensed user ceases to be your employee, you must notify us immediately.
8.9    We reserve the right to access and monitor password-protected information in order to fulfil our obligations in the Privacy Policy. We may also use cookies to collect information about your visit to the website.

9. Before accessing the e-Lesson services on the website, you will be asked to read the Transformers Academy Privacy Policy and to agree to the terms therein. If you decline the Transformers Academy Privacy Policy, we will not be able to provide you with the e-Lesson services.


10.    Subscription charges and refund policy

9.1    Subscribers shall pay certain charges in order to receive the relevant subscription service. The details of the charges can be found on the specific website related to the relevant subscription service. All payments shall be made in the currency(ies) we specify.
9.2    Secure payments processing on this website is provided by PencePay. Online payments are communicated through a 256-bit SSL connection to PencePay and are further encrypted towards the financial institutions. We are   following the industry security standards such as PCI-DSS and ISO27001 while dealing with sensitive customer data. Find out more about PencePay Privacy Policy.
9.3    You have right to cancel your subscription within 7 days from placing an order.
9.4    If we cancel any of your subscription service, we shall refund you any subscription chargers you have paid in advance, unless you are or have been in breach of these Terms and Conditions.
9.5    If you cancel your subscription in relation to Transformers Magazine website for any reason before the end of the subscription period, you shall not be entitled to a refund of any subscription charges you have paid in advance.
9.6    If you have any comments, questions or inquiries, you can contact Merit Media Int. on:

Address:      Zagrebacka cesta 233, 10 090 Zagreb, Republic of Croatia
Telephone:   +44 (0) 2037347469, or +385 1 7899507
Email:          info@merit-media.com

Merit Media Int. d.o.o. OIB: 09122628912.

11.    Trademarks

All trademarks appearing on this website are the property of Merit Media Int. or their respective owners.

12.    Changes to content

We reserve the right to delete or change any portion of the content of the website or the technical specifications, therefore you agree and acknowledge that such changes may result in you being unable to access this website or its parts.

13.    No waiver

Failure by either party to exercise any right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.

14.    Severability

If any provision of these Terms and Conditions is found to be wholly or partially invalid, void, or unenforceable by any court with competent jurisdiction or any legislation, that provision shall be invalid, void or unenforceable to that extent only and no further. The remaining provisions of the Terms and Conditions shall not be affected.

15.    Compliance

We agree to comply with all relevant local, national and international laws and regulations that apply to your use of this website and its content.

16.    Governing law and venue

All matters relating to your access to or use of the website shall be governed by and construed in accordance with the laws of Republic of Croatia. The exclusive jurisdiction and venue with respect to any action arising out of the subject matter hereof shall be the courts of the competent jurisdiction located in Republic of Croatia.